

What’s great about all of these apps is that they’re entirely passive and run in the background without you even noticing them. These apps give me cash back when I spend money at certain places – either in cash, credits, or gift cards.

Perhaps the easiest way I optimize my spending is by using a plethora of apps that run in the background. By doing that, I’m able to get money back in the form of hefty credit card signup bonuses, which I can then use for free travel, all while spending the same money I’d already be spending anyway. That’s one of the main reasons that I open up a new credit card every few months. My philosophy with spending money goes like this – anytime I have to spend money on something, I want to do so in a way that will get me the most return on my spending. If you use all of the apps I write about in this post, you’ll put yourself in a pretty good position to optimize your everyday spending.īefore we get started with all of the best cashback apps that I use, let me first talk a little bit about how I approach spending. Everyone is looking for ways to make or save extra money, so I thought it’d be a good idea to share all of the best cashback apps I use to help me optimize my everyday spending.
